We excluded alternatives that did not offer a substantial improvement over YNAB in at least one category. What are the Best Alternatives to YNAB?īelow, review the top alternatives to You Need a Budget based on price, availability, and features. Ready to pick your new favorite budgeting app? Review these alternatives below to find one that's right for you. You want the long-term picture: YNAB does encourage you to "age" your money (instead of draining your accounts every month), but it doesn't offer long-term retirement tracking.You want investment tracking tools: YNAB focuses on budgeting and lacks the investment tools that some people want.
Luckily, some options on this list are cheaper, and some are even free. You want a budget-friendly option: YNAB's $11.99 per month fee can add up fast.Here are a few reasons why you might want to look elsewhere for a budgeting app:
It offers a tried-and-true method for getting your finances in shape.īut YNAB isn't right for everyone (and that's okay!). Plus, learn what to look for in a budgeting app. See how YNAB compares with other popular budgeting apps, including price and features.
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